^ Christensen, L.R.; E. Grönvall (2011). "Challenges and Opportunities for Collaborative Technologies for Home Care Work". S. Bødker, N. O. Bouvin, W. Letters, V. Wulf and L. Ciolfi (eds.) ECSCW 2011: Proceedings of the 12th European Conference on Computer Supported Cooperative Work, 24–28 September 2011, Aarhus, Denmark. Springer: 61–80. doi:10.1007/978-0-85729-913-0_4. ISBN 978-0-85729-912-3.

As always we suggest every RVer enroll in our Telemedicine plan so that you can get telephone consultations anywhere in the country. Some of the options in the chart above include a Telemedicine plan but most do not. You can join our very popular Telemedicine program by clicking here. It’s low-cost, convenient, and can save you a lot of time and money if you need to consult with a doctor. It also includes discounts on prescriptions, dental, vision, hearing, and more.

Minimum Essential Coverage (MEC) is the least amount of coverage that is required by Obamacare for an individual to be considered “compliant” and to avoid having to pay the Individual Mandate penalty if it were to be enforced. All ACA Marketplace plans and most major medical health insurance plans are considered MEC. Since the individual mandate tax penalty is gone as of January 1, 2019 it is unlikely that stand-alone MEC plans will have a significant roll in 2019.
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There are also some states where insurers that are expanding their existing coverage areas, including Kentucky and Colorado. But that’s not the case everywhere. Some insurers in Washington, for example, are reducing their coverage areas. And in Georgia, Anthem is simultaneously reducing the number of counties where they’ll offer plans, but increasing the number of people who will be eligible for their plans (by exiting numerous rural counties and rejoining almost as many populous counties)


Coinsurance: Instead of, or in addition to, paying a fixed amount up front (a co-payment), the co-insurance is a percentage of the total cost that insured person may also pay. For example, the member might have to pay 20% of the cost of a surgery over and above a co-payment, while the insurance company pays the other 80%. If there is an upper limit on coinsurance, the policy-holder could end up owing very little, or a great deal, depending on the actual costs of the services they obtain.
Obamacare health insurance plans are major medical insurance that provide individual or full family healthcare coverage that meets all the requirements of the Affordable Care Act (ACA), signed by President Obama in 2010. One of the biggest features of Obamacare plans is that they are required to offer 10 "essential health benefits." These benefits include provisions such as maternity care and mental health coverage, that may not be available with other forms of health insurance. Another key feature of Obamacare is that these plans offer strong protections for consumers with pre-existing health conditions such as diabetes or cancer. The ACA requires that health insurers can't turn you down, charge you more or drop your coverage if you have a pre-existing condition.
In 2005, the Supreme Court of Canada ruled, in Chaoulli v. Quebec, that the province's prohibition on private insurance for health care already insured by the provincial plan violated the Quebec Charter of Rights and Freedoms, and in particular the sections dealing with the right to life and security, if there were unacceptably long wait times for treatment, as was alleged in this case. The ruling has not changed the overall pattern of health insurance across Canada, but has spurred on attempts to tackle the core issues of supply and demand and the impact of wait times.[18]
Objective: This study investigates the feasibility of using the Exemplary Care Scale (ECS) among Chinese dementia familial caregivers, and reports its psychometric properties. Method: Back translation was used to develop the Chinese version of ECS (C-ECS). Three hundred and ninety-seven dyads of caregivers and their relatives with dementia responded to an assessment battery which included questions on care recipients’ cognition, behavioral and psychological symptoms, daily activities assistance, social support, and caregiver well-being. Results: Results of an exploratory principal component analysis revealed two subscales in the 11-item C-ECS: considerate caregiving and preserving esteem. C-ECS and its subscales demonstrated sufficient reliability, as well as criteria-related validity through its association with care recipient’s cognition and health, and caregivers’ well-being and social support. Discussion: Our findings provide preliminary support to C-ECS as a reliable and valid measure of exemplary caregiving among Hong Kong Chinese familial dementia caregivers. In the light of the increasing importance of familial care in dementia care planning, we recommend the use of this brief scale in regular caregiver assessment in research and service delivery. Full article
Since 1994, this web site has been a guide for consumers seeking straightforward explanations about the workings of individual health insurance – also known as medical insurance. Within this site, you’ll find hundreds of articles loaded with straightforward explanations about health insurance – and the health law – all written by a team of respected health insurance experts.
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